Moh-e-Najaf Price in Pakistan: What You Pay For, Per Carat and Per Ratti

Ask three shops in Anarkali or Saddar for the price of a Moh-e-Najaf and you may get three answers that are far apart, all for stones of similar weight. That is not always a trick. Moh-e-Najaf, the rutilated quartz loved for its golden "hairs", is priced almost entirely on looks, and two stones of the same size can look very different once you study the needles inside.

This guide explains what moves the price, shows GemStore's own current listings per stone, per carat and per ratti, and gives you a simple method for comparing quotes so you pay for the stone and not for the sales talk.

What Moh-e-Najaf is, in one paragraph

Moh-e-Najaf, literally "hair of Najaf", is quartz that grew around fine needles of the mineral rutile. The needles are usually golden, sometimes copper-red, silver or black. The stone is held in respect in many Shia and Sufi households because of its link with Najaf, and it is popular for rings and tasbih beads. We describe that tradition as tradition; for religious questions, ask a scholar you trust. Our page on Moh-e-Najaf in tradition and trade covers the background, and Dur-e-Najaf vs Moh-e-Najaf explains how it differs from its clear cousin.

Because it is quartz, the base material is common. What costs money is a beautiful arrangement of needles in clean, bright crystal.

GemStore's current Moh-e-Najaf prices

The table below is built from our own Moh-e-Najaf listings and refreshed monthly. It shows the lowest, typical and highest price per stone, and the same figures per carat and per ratti, so you can compare a quote of any size.

Moh-e-Najaf · October 2026 edition · PKR, from GemStore listings. 1 ratti = 0.91 carat.

Weight	Weights	Stones	Per carat	Per ratti
All Moh-e-Najaf in stock	3.5 – 9.6 ct	13	Rs 370 – Rs 450	Rs 340 – Rs 410

Per-ratti figures use the gemstone ratti of 0.91 carat, the standard for stones in Pakistan. If a jeweller quotes in sunari ratti, which is smaller at about 0.61 carat, convert before comparing. Our carat to ratti converter does this in a second, and our monthly gemstone price guide shows the same kind of table for other stones.

What sets the price of a Moh-e-Najaf

1. Needle colour

Golden needles are the classic and most requested colour. Rich, bright gold usually sits higher than pale straw. Copper-red needles are less common and can command more when they are strong. Silver and black needles appeal to some buyers but are generally seen as a different style rather than a premium one.

2. Needle density and pattern

This is the biggest single factor. Buyers pay most for needles that fill the stone evenly, cross in attractive bursts or fans, and look lively from every angle. A stone with a few stray hairs on one side is priced far lower than one where the needles form a full, balanced pattern. Very dense needles can also make a stone dark, so the best pieces balance density with brightness.

3. Clarity of the quartz

The quartz around the needles should be clear. Cloudiness, milky patches, cracks or large feathers lower value. Smoky rutilated quartz, with a grey-brown body, is generally priced below water-clear material unless the contrast is especially striking.

4. Cut and finish

Most Moh-e-Najaf for rings is cut as a cabochon, which shows the needles clearly through a smooth dome. Faceted stones sparkle more but break up the needle pattern. A well-proportioned cut with a good polish costs a little more than a lumpy cabochon with a flat top or a thick, heavy base that adds weight without adding beauty.

5. Size

Size matters less than with many stones, because quartz crystals are often large. Price rises with weight, but a smaller stone with a fine pattern often costs more than a larger, plainer one. Watch for stones with a deep base, which raises the carat weight you pay for while hiding nothing useful inside a ring.

6. Natural or not

Glass with fibres set into it is the most common imitation in Pakistan. It is cheap and should be priced as such. Natural rutilated quartz is rarely treated, though some stones are filled to hide cracks. Our article on reading the needles inside shows how to tell glass from quartz in seconds.

What does not change the price much

• Origin. Most rutilated quartz in the market comes from Brazil, with other sources in Africa and Asia. Unlike emerald or ruby, origin rarely moves the price of Moh-e-Najaf.
• "Najaf" in the name. The name refers to the tradition, not to where the stone was mined. A seller who charges more because a stone is "from Najaf" should be asked for proof.
• Certificate alone. A certificate confirms that the stone is natural quartz; it does not grade the beauty of the needles. Pay for the stone, not the paper.

How per-ratti pricing works in the bazaar

Many Pakistani dealers quote Moh-e-Najaf by the ratti rather than by the stone. The seller states a rate per ratti and multiplies it by the weight. This makes a large stone sound affordable until the total is worked out, and it hides the fact that the rate itself should change with quality. Three habits help:

1. Ask which ratti. Gemstone ratti (0.91 carat) or sunari ratti (about 0.61 carat)? The difference is about a third, so it changes the total a great deal.
2. Ask for the weight in carats too. Carats are the international unit, and a digital scale reading in carats leaves no room for confusion.
3. Ask for the total price of the stone. Compare totals, then divide by weight yourself.

How to compare two quotes fairly

When you have two or three stones to choose from, put them side by side and work through this list:

• Same unit. Convert every quote to price per carat.
• Same quality. Compare needle colour, density and clarity as well as weight. A lower rate for a plainer stone is not a saving.
• Same item. Is the price for the loose stone or the stone in a ring? Silver work, labour and design can add a large share of the total.
• Same honesty. Will the seller write "natural rutilated quartz" on the invoice, and disclose any filling?
• Same protection. Can you inspect before paying, and return the stone if it is not as described?

A slightly higher price from a seller who lets you check the stone at your door and return it within a week is often the better deal.

Tasbih beads are priced differently

A Moh-e-Najaf tasbih is a different purchase from a ring stone. Thirty-three or ninety-nine beads have to be cut from material that shows needles consistently, then drilled, matched and strung. The price depends less on any single bead and more on how well the set matches: even colour, similar needle density, round and equal beads, clean drilling and a sound thread. A tasbih is usually sold as a whole rather than by ratti, so ask for the bead size, the bead count and the total. Mixed sets, where a few beads are glass or plain quartz, are a known shortcut; turn every bead in the light before you pay. Our guide on choosing a tasbih stone compares Moh-e-Najaf with aqeeq, Dur-e-Najaf and others.

Three pricing traps to avoid

• The heavy base. A cabochon cut with a thick, bulging underside can weigh a third more than a well-cut stone of the same face size. At a per-ratti rate, you pay for that hidden weight. Ask for a side photo.
• The "ring included" quote. A low total that includes a ring may hide a light, thin silver mount or a plain stone. Ask for the stone's weight and the silver weight separately.
• The sudden discount. A large price drop the moment you hesitate usually means the first price was never real. Judge the stone against the table above, not against the opening figure.

Budget tiers, using our price filters

Our shop lets you filter by budget, which is the quickest way to see what each level buys across all stones:

• under 5,000 rupees: entry-level stones, often smaller cabochons or ones with lighter needles.
• 5,000 to 20,000 rupees: everyday ring stones with fuller, brighter needles.
• 20,000 to 50,000 rupees: larger stones and fine, balanced patterns.
• over 50,000 rupees: exceptional patterns, rare colours or large showpieces.

Not every tier will contain Moh-e-Najaf at any given time; the price table above shows where our current stones actually fall.

Setting costs to plan for

Most people buy Moh-e-Najaf to wear in a silver ring. Allow for the ring on top of the stone. A plain silver bezel is the least expensive; heavy, engraved or handmade designs cost more. Our stone setting service page explains the process, and the planned how to wear Moh-e-Najaf guide covers finger and metal customs. If you are choosing a men's ring, see the silver ring with stone page.

Where to start

Every stone in our Moh-e-Najaf collection is priced on its own and photographed on its own, so the needles you see are the needles you get. Compare, for example, the 3.50 carat Moh-e-Najaf with the 4.05 carat Moh-e-Najaf and look at how needle density separates them as much as weight does. Our planned Moh-e-Najaf buying guide goes further on choosing a stone.

We deliver across Pakistan with Cash on Delivery: open the parcel, look at the needles under your own light and pay the rider only if you are happy. Returns are accepted within 7 days, and a certificate is available on request.

Shop the stones: moh e najaf.

The beliefs described here are traditions, shared for interest. They are not guaranteed outcomes, religious rulings or medical advice.